Disclaimer
Liability:
For documents available from this server, USA Got It / USA
Wealth Expo, Inc. does not warrant or assume any legal liability
or responsibility for the accuracy, completeness, or usefulness
of any information, apparatus, product, or process disclosed.
Various content on this site may be subject to copyright by
authors and publishers. Use of the copyrighted material is
subject to the terms and conditions of use established by the
author or publisher. |
We have compiled a list of free Consumer Awareness booklets & eBooks about
various topics that we thought might be interesting to you.
We’ve sorted these e-Books into categories. Everything is in PDF format, so
if an e-Book strikes your fancy, consider downloading a copy by right-clicking
on the link, then clicking “Save As.”
Happy reading!
Basics of Personal
Finance
·
Building Wealth: A Beginner’s Guide to Securing Your Financial Future (1.2
MB 39 pg) - An excellent e-Book from the Federal Reserve Bank of Dallas (putting
all the other Feds to shame), this guide helps individuals and families develop
a plan for building personal wealth. It presents an overview of personal
wealth-building strategies that includes setting financial goals, seeking
guidance, budgeting, saving and investing, and managing debt.
·
Pathways to
Getting Ahead (882 KB, 48 pg) - A very good booklet, this guide is targeted
to young adults, and aims to spur thinking about the importance of asset
building in their personal lives and about how larger policy decisions impact
the choices they make.
·
Money
Matters: Your Guide for Financial Security (24 MB, 32 pg) - Get helpful tips
on how to set financial goals, organize your financial files, find a financial
professional, understand your investment options and responsibilities, and be a
wise borrower.
·
Banking Basics
(721 KB, 44 pg) - From the Federal Reserve Bank of Boston, this e-Book provides
an introduction to banking for young people that answers many basic questions:
What is a bank? What makes one type of account different from another? Why do
banks fail and what happens when they do?
·
Simple
Strategies for Managing Your Money (7.5 MB, 12 pg) - From the FDIC. Use the
helpful checklists to get financially fit, avoid bad deals and scams, insure all
your deposits, and effectively resolve problems with financial institutions.
·
Taking Control of Your Finances (1.3 MB, 12 pg) - Another handy guide from
the FDIC that’s geared toward young adults — from those still in school to just
starting a career or a family. Learn the right ways to save and manage money,
and how to avoid some common mistakes people make with their cash flow.
·
What Women need to know about Retirement
Mortgages
·
Know Before You Go… To Get a
Mortgage (684 KB, 16 pg) - The purpose of this guide is to provide general
mortgage information to consumers and to shed some light on the risks associated
with today’s more complex mortgage offerings. It is by no means meant to counsel
consumers to avoid certain products, but rather to alert them to potential
risks, and encourage them to make informed decisions and to be aware that
certain products may be appropriate for some borrowers but not for others.
·
Interest-Only Mortgage Payments and Payment-Option ARM’s: Are they for you? Information to help you decide if an interest-only mortgage payment is right
for you.
Credit & Credit Cards
·
Building a Better Credit Report (235 KB, 24 pg) - Learn how to legally
improve your credit report, how to deal with debt, how to spot credit-related
scams, and more.
·
SHOP: The Credit Card You Pick Can Save You Money (213 KB, 13 pg) - This
consumer awareness brochure provides tips on picking the right credit card that
meets your spending and repayment habits. It focuses on key costs and terms to
consider such as the annual percentage rate (APR), the cash advances, the annual
fee, and the grace period, to name a few.
·
Healthy Credit (1.2 MB, 12 pg) - Learn more about how your credit report and
credit score affect your ability to borrow money and stay healthy financially.
Saving & Investing
·
66 Ways to Save
Money (78 KB) - One of the classic publications with over two million copies
distributed. It details practical ways to cut everyday costs on transportation,
insurance, banking, credit, housing, utilities, food, and more.
·
Get the Facts on
Saving and Investing (5.7 MB, 32 pg) - From the SEC. A road map to start you
on a journey to financial security through saving and investing. Use this guide
helpful tips and worksheets for calculating net worth, income, and expenses.
·
How SIPC Protects You (3.3 MB, 10 pg) - If your brokerage firm closes due to
bankruptcy or other financial difficulties, the Securities Investor Protection
Corporation (SIPC) works to return your assets. Find out what SIPC does and does
not cover.
·
Tools of the Trade: A Basic Guide to Financial Derivatives (2.1 MB, 15 pg) -
This guide offers insight into when and how derivatives can be valuable tools
for managing financial risk and focuses on pertinent questions to ask yourself
and others before you or your company invests.
Privacy & Security
·
ID Theft:
What It’s All About (711 KB, 36 pg) - A small information pamphlet from the
FTC that details how thieves can steal your personal information and use it to
commit fraud for long periods without your knowledge. Here’s how to protect
yourself, and what to do if you are a victim.
·
Identity Theft (452 KB, 22 pg) - This booklet is designed to help you
understand what identity theft is, how it happens, how to protect yourself, and
what steps to take if your identity is stolen. There is a companion video along
with the booklet, available
here.
·
Privacy Choices for Your Personal Financial Information (77 KB, 6 pg) - A
small booklet that explains your right to opt out of sharing some of your
personal information and lists the types of information that financial companies
can share about you.
·
Identity Theft and Your Social Security Number (218 KB, 8 pg) - Someone
illegally using your Social Security number can steal your financial identity
and your money. Find out how to prevent identify theft, how to report it if you
suspect it, and if you can get a new Social Security number if you are a victim.
·
Phishing and Pharming: Helping Consumers Avoid Internet Fraud (387 KB, 8 pg)
- The increase in online transactions has been accompanied by an increase in
online identity theft. Fraudulent access to personal information over the
Internet is increasingly prevalent and sophisticated. Two forms of identity
theft are at the forefront of this Internet piracy: phishing and pharming.
Estate Planning & Insurance
·
Estate Planning (48 kb, 9 pg) - Covers why a will is important and how to
prepare one; how to estimate the size of your estate and minimize taxes; and how
to set up powers of attorney and advance medical directives.
·
Living Trust Offers (132 KB, 4 pg) - From the Federal Trade Commission, a
small pamphlet to find out if living trusts are right for you and how to protect
yourself from scams when planning your estate.
·
What You Should Know About Buying Life Insurance (312 KB, 28 pg) - A quick
28 page pamphlet that describes various types of life insurance, with tips on
choosing a company, an agent, and a policy that meets your needs.
Consumer Awareness
·
Consumer
Action Handbook (11 MB, 178 pg) - This is one of the most popular books
published by the federal government (seriously). The 178 page e-Book is an
easy-to-read guide offering general buying tips and ways to resolve marketplace
problems (including sample complaint letters), as well as information on
specific topics such as credit, cars, insurance, and travel. There are thousands
of names, addresses, telephone numbers and websites for corporations, trade
groups, state and local consumer protection offices and federal agencies.
·
Consumer’s Almanac (562 KB, 32 pg) - Organize your expenses, save for the
future, and manage your credit with monthly calendars and worksheets.
·
Ten Questions to Ask When Choosing a Financial Planner (347 KB, 14 pg) - A
straight-forward brochure from the Certified Financial Planners on 10 questions
you should ask when you look for a financial planner — an important decision
that should be accompanied by important questions.
Blogging
-
How to build
a sucessful blog brand
This 15-page eBook
from Shane Navratil of Zoomstart covers the importance of branding and how
it can make or break your business/blog.
-
Make Money Online with John Chow
John Chow makes loads of money every month from
his blog.
He is one of the most successful bloggers around. He has consolidated
some of his hit posts into a free 59-page eBook
for the benefit of all.
-
Blog
Profits BluePrint
Another great eBook
for all from Yaro Starak. Its got 50+ pages on how to build a blog and
monetize it.
Recipes
Additional Interesting E-Books
|
